A troubling case of online fraud has surfaced involving a retired Chief Manager of the State Bank of India (SBI) in Ajmer. The victim, Shivhare Sanwaria, has reported a shocking incident where Rs 6 lakh were withdrawn from his newly opened account without his authorization. Here’s a detailed look at what happened:
The Incident
Shivhare Sanwaria, who recently retired from his position as Chief Manager at SBI’s main branch, had recently opened a new account in his wife Kamala Sanwaria’s name at the Punjab National Bank (PNB) branch in Chandravardai Nagar, Ajmer. He deposited Rs 6 lakh into this account.
Despite not having received an ATM card or a cheque book for the new account, Sanwaria received three OTP (One-Time Password) messages on his mobile phone late Friday night, around 11:56 PM. These OTPs were not linked to any transaction he was aware of, and he could not trace their origin.
Discovery and Response
The next morning, when Sanwaria checked his phone, he found the OTP messages and discovered a troubling notification about a Rs 6 lakh withdrawal from the account. Alarmed by this unauthorized transaction, he immediately contacted the PNB bank administration to report the fraudulent withdrawal and attempted to halt the transaction through the bank’s online process.
Realizing the seriousness of the situation, he also reached out to the cybercrime helpline at 1930 and filed a formal complaint with the Cyber Police Station in Ajmer.
Investigation
The police have registered a case based on Sanwaria’s complaint and have started their investigation into the matter. The situation highlights a growing concern over online fraud and the need for enhanced security measures in banking transactions.
As the investigation unfolds, this case underscores the importance of remaining vigilant and proactive about online security to protect oneself from similar fraudulent activities.
In my personal experience, doubt directly goes to unknown person who knew about opening of new account in PNB and the same person is collaborating with Cyber criminals, otherwise, during too short period, without ATM and cheque book, occurrence of fraud is not impossible but difficult to attack on the target of newly opened account.