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PNB NEO Salary Account Scheme: Punjab National Bank has launched a new salary account scheme – NEO Salary Account. This account scheme is very beneficial for bank customers. You can check all details related to this scheme such as minimum balance requirement, debit card charges, insurance facility, etc..
| PARAMETERS | FEATURES |
|---|---|
| Eligibility | Salaried Person having Gross Monthly Salary in Range of ₹10,000/- to ₹25,000/- |
| Minimum Monthly Average Balance | NIL |
| Debit Card | RuPay Select Debit Card Free issuance & waived AMC |
| Debit Card Limits | Cash Withdrawal at ATM – ₹1.5 Lakh per day Ecom/POS (Combined) – ₹5.0 Lakh per day Contactless: ₹5,000/- per day |
| Debit Card Offers | OTT Subscriptions, Complimentary SPA Services, Medical Checkup, Golf Lessons, GYM Membership and many more (Subject to offers provided by NPCI) |
| Other Offers | Concierge Services |
| Lounge | Domestic Airport Lounge – Once per calendar quarter per card International Airport Lounge – Twice per calendar year |
| Transactions at ATM | Free Unlimited (Domestic) at PNB ATMs 3 Transactions (Domestic) at Other Than PNB ATMs |
| Loyalty Rewardz | Milestone I: 1000 RP on transaction of ₹3.50 Lakh during a FY, convertible to wellness/shopping vouchers Milestone II: 2000 RP on transaction of ₹5.00 Lakh during a FY, convertible to wellness/shopping vouchers |
| Overdraft Facility | Available |
| Cheque Book Issuance | Free |
| SMS Alerts | Free |
| Locker Rent (Subject to availability) | 25% Discount for First Year on Small Lockers Free Visits for Locker Operation – 12 per annum |
| RTGS/ NEFT/ IMPS (Online) Charges | NIL |
| RTGS/ NEFT/ IMPS (Branch) Charges | NIL |
| Demand Draft Issuance Charges | NIL |
| Demat / Trading AMC Charges | 100% Discount |
| Retail Loans | Concession in Upfront Fees & Documentation charges in VL/HL/EL: 100% |
| Vehicle Loan (VL) | Concession in Upfront Fees & Documentation charges |
| Housing Loan (HL) | Concession in Upfront Fees & Documentation charges |
| Education Loan (EL) | Loan: 25% |
| Personal Accidental Insurance (PAI) | ₹30 Lakh |
| Permanent Total Disability (PTD) | ₹30 Lakh |
| Air Accidental Insurance (AAI) | ₹60 Lakh |
| Permanent Partial Disability (PPD) | Up to ₹15 lakh |
| PAI (Death) Cover | Spouse & 2 children: ₹5 Lakh each (on specific request & submission of their details by Salary Account holder) |
| Education Cover for 2 Dependent Children | ₹5 Lakh 25% of entitled of PA Cover Max 5 Lakh in aggregate for 3 Years in case of Accidental Death (Note: Education Cover is in addition to the overall sum assured of the account holder) |
| Emergency Medical Expenses | ₹25,000/- |
| Ambulance Charges | ₹10,000/- |
| Air Ambulance Charges | ₹1,00,000/- |
| Hospicash | ₹30,000/- |
