Punjab National Bank Business Data as on 5 Sep

4 days ago

0 1 minute read

Punjab National Bank Business Data as on 5 Sep

➡️ Get instant news updates on Whatsapp. Click here to join our Whatsapp Group.

As on 05.09.2025, Business of Punjab National Bank (PNB) has shown a YoY growth of 9.83% as against a growth of 10.04% YoY for SCBs (Scheduled Commercial Banks), lagging by 21 bps. Market Share of PNB in Business stands at 5.94% as on 05.09.2025, which is same as the previous fortnight and 2 bps lower than last year.

Total Business of PNB

Particulars	06.09.2024	21.03.2025	22.08.2025	05.09.2025
Business (a) PNB	22,98,730	24,54,414	25,01,774	25,24,754
(b) SCBs	3,85,96,917	4,08,24,573	4,21,51,376	4,24,70,514
*PNB’s* *Market* *Share* *(%)*	*5.96*	*6.01*	*5.94*	*5.94*

Deposits of PNB

Particulars	06.09.2024	21.03.2025	22.08.2025	05.09.2025
Aggregate Dep (a) PNB	13,28,930	14,21,661	14,58,051	14,79,259
(b) SCBs	2,15,50,316	2,25,80,601	2,35,04,535	2,36,69,753
*PNB’s* *Market* *Share* *(%)*	*6.17*	*6.30*	*6.20*	*6.25*
Time Deposit (a) PNB	12,35,111	13,24,255	13,57,989	13,73,087
(b) SCBs	1,90,93,072	1,98,82,552	2,06,15,140	2,07,77,647
Demand Deposit (a) PNB	93,819	97,406	1,00,062	1,06,172
(b) SCBs	24,57,244	26,98,049	28,89,395	28,92,107

As on 05.09.2025, Aggregate Deposits of PNB have shown a YoY growth of 11.31% as against 9.83% growth for SCBs, thus leading by 148 bps vs SCBs’ deposit growth. Market Share of PNB in Aggregate Deposits stands at 6.25% as on 05.09.2025, which is 5 bps higher than the previous fortnight, and 8 bps higher compared to last year. As on 05.09.2025, Time Deposits of PNB have shown a YoY growth of 11.17% as against 8.82% growth for SCBs. As on 05.09.2025, Demand Deposits of PNB have shown a YoY growth of 13.17% as against 17.70% growth for SCBs.

Credit Business Data of PNB

Particulars	06.09.2024	21.03.2025	22.08.2025	05.09.2025
Bank Credit (a) PNB	9,69,800	10,32,753	10,43,723	10,45,495
(b) SCBs	1,70,46,602	1,82,43,972	1,86,46,842	1,88,00,761
*PNB’s* *Market* *Share* *(%)*	*5.69*	*5.66*	*5.60*	*5.56*
CD Ratio (a) PNB	72.98	72.64	71.58	70.68
(b) SCBs	79.10	80.79	79.33	79.43
Non-Food Credit (a) PNB	9,67,653	10,29,498	10,39,002	10,41,202
(b) SCBs	1,70,25,099	1,82,07,441	1,85,96,386	1,87,55,180
*PNB’s* *Market* *Share* *(%)*	*5.68*	*5.65*	*5.59*	*5.55*

As on 05.09.2025, PNB’s Bank Credit has shown a YoY growth of 7.81% as against 10.29% growth for SCBs, lagging by 248 bps. As on 05.09.2025, PNB’s Non-Food Credit has shown a YoY growth of 7.60% as against 10.16% growth for SCBs. Market Share of PNB in Bank credit stands at 5.56% as on 05.09.2025, which is 4 bps lower than the previous fortnight and 13 bps lower than last year.