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Over Rs.6 Lac Crore Loans Written-Off by PSU Banks in Last 5 Years – Bank Wise and Year Wise List

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Gross Non-Performing Assets (NPAs) Ratio in Public Sector Banks (PSBs) has declined from 9.27% in March 2016 to 2.58% in March 2025, and further to 2.51% in June 2025. Similarly, the slippage ratio i.e. fresh accretion of NPAs as a percentage of standard advances, has declined from 7.5% in March 2016 to 1.0% in March 2025, and further to 0.9% in June 2025.

Bank-wise and year-wise details of NPAs which have been written-off by PSBs for global operations, during the last five financial years (FYs) and the current FY till 30.6.2025 (Amounts in crore Rs.)

 BankFY 2020-21FY 2021-22FY 2022-23FY 2023-24FY 2024-25FY 2025-26 (till 30.6.2025)
Bank of Baroda14,78217,96717,99810,5188,7962,116
Bank of India8,81510,4438,6949,8977,9592,460
Bank of Maharashtra4,9313,1181,491990796467
Canara Bank9,1328,42212,76011,82714,3503,115
Central Bank of India5,9921,23610,25810,0013,370843
Indian Bank8,3718,3477,9528,7344,916441
Indian Overseas Bank4,6183,7693,4127,1793,885239
Punjab and Sind Bank711,1342,2837961,52126
Punjab National Bank15,87718,31216,57818,31712,1591,633
State Bank of India34,40219,66624,06116,16120,3093,986
UCO Bank9,4103,8512,5751,9381,566380
Union Bank of India16,98319,48419,17518,26411,6342,078
Total1,33,3841,15,7491,27,2371,14,62291,26117,784
Source: RBI, global operations

The total amount comes to Rs.6,00,037 crore. Over Rs.6 lac crore loans have been written-off by public sector banks in the last 5 years.

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