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MTNL has defaulted on a loan of ₹8,659 crore from public sector banks. Loan was taken from Union Bank of India, Bank of India, Punjab National Bank, State Bank of India, UCO Bank, Punjab and Sind Bank, Indian Overseas Bank.
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Date of NPA
| Bank | Date of NPA |
| UBI | 12-08-2024 |
| BOI | 04-09-2024 |
| PNB | 09-09-2024 |
| SBI | 28-09-2024 |
| UCO | 28-09-2024 |
| PSB | 08-10-2024 |
| IOB | 03-02-2025 |
Bank Wise Default Amount
| Bank |  Date of NPA |  O/s |  Principal | Overdue (Interest) | Overdue (Principal) |
| UBI | 12-08-2024 | 3,768.37 | 3,334.57 | 433.80 | 631.62 |
| BOI | 04-09-2024 | 1,131.54 | 999.54 | 132.00 | 281.51 |
| PNB | 09-09-2024 | 478.26 | 432.16 | 46.10 | 232.16 |
| SBI | 28-09-2024 | 363.43 | 313.90 | 49.53 | 313.90 |
| UCO | 28-09-2024 | 276.08 | 245.83 | 30.25 | 245.83 |
| PSB | 08-10-2024 | 186.40 | 168.34 | 18.06 | 168.34 |
| IOB | 03-02-2025 | 2,455.01 | 2,300.00 | 155.01 | |
| Total | 8,659.09 | 7,794.34 | 864.75 | 1,873.36 |
MTNL has total indebtness of Rs 34577 Crore (include Bank Loan Rs 8659 Crore, SG Bond Rs 24071 Crore and Loan for DoT for paying SG Bond interest Rs 1921 crore).
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