A woman living in Phoolbagh, Lucknow, became the target of a cyber fraud, where scammers pretending to be from a bank tricked her into sharing personal details and took a loan of ₹4.20 lakh in her name. The victim has now filed a complaint at Kaiserbagh police station.
What Happened?
According to the woman, Vinita, she received a phone call on April 12 from a person who introduced himself as Sanjay Joshi, claiming to be a bank manager. The caller told her that her PAN card details needed to be updated in the bank’s records. He sounded convincing and professional.
He then sent her a link on WhatsApp and asked her to fill in her details to complete the PAN update. While talking to her, he kept her engaged for a long time, and during the conversation, he managed to collect many confidential banking details from her, including information needed for financial transactions.
When She Realized the Fraud
Vinita said that after the call ended, she started feeling suspicious. She quickly transferred all the money from her bank account to another account for safety and also blocked her credit card. But soon after, she started receiving messages related to a loan application in her name.
She immediately called the bank’s customer care number to inquire. To her shock, she was informed that a personal loan of ₹4.20 lakh had already been sanctioned and disbursed using her account details and her name as a guarantor.
Police Action
Vinita approached the Kaiserbagh police station and lodged a complaint. According to Inspector Sunil Kumar Singh, the police have registered a case of cyber fraud and an investigation is currently underway. Authorities are trying to trace the fraudsters using call records and digital trails.
