The Life Insurance Corporation of India (LIC) has been ranked third among the world’s strongest insurance brands, achieving a Brand Strength Index (BSI) score of 88 out of 100, according to the Brand Finance Insurance 100 2025 report.
Poland-based PZU secured the top position with a BSI score of 94.4, followed by China Life Insurance in second place with a score of 93.5.
In terms of overall brand value, LIC holds the 12th position among the most valuable insurance brands globally, while SBI Life ranks 76th, making them the only two Indian insurers in the top 100.
According to the Brand Finance report, the top 100 insurance brands have seen a 9 percent increase in brand value in 2025, driven by improved underwriting results, higher investment income, rising interest rates, and greater profitability. Market capitalization for leading insurance brands has risen as demand for insurance products continues to grow across sectors. Economic recovery and positive market sentiment have strengthened investor confidence, while strategic mergers, acquisitions, and technological advancements have further accelerated industry growth.
On the financial front, LIC reported a 17 percent year-on-year rise in standalone net profit for the December quarter, reaching Rs 11,056.47 crore, compared to Rs 9,444.42 crore in the previous year. This growth was supported by a decline in management expenses, particularly employee-related costs.
On a consolidated basis, LIC’s net profit increased by 16 percent to Rs 11,009 crore, up from Rs 9,469 crore a year earlier. Employee compensation and welfare expenses fell by 30 percent, dropping to Rs 14,416 crore from Rs 18,194 crore, leading to a 231 basis points reduction in the expense ratio to 12.97 percent from 15.28 percent.
Meanwhile, India’s insurance sector has received a significant boost with Finance Minister Nirmala Sitharaman announcing an increase in the foreign direct investment (FDI) limit from 74 percent to 100 percent in the Budget for 2025-26 as part of broader financial sector reforms.
This enhanced FDI limit will apply to companies that invest the entire premium collected within India. The Finance Minister also stated that the existing regulations and conditions associated with foreign investment in the sector will be reviewed and simplified.
