Indian Bank orders Employees to go on Recovery at 7 AM in Morning

Indian Bank employees have been directed to take part in an early morning recovery drive on October 16 and 17. The instruction was issued in the Poonamallee cluster of the bank. The screenshot of message is going viral on social media.

According to the message, all branches have been asked to conduct the recovery drive from 7:00 a.m. to 11:00 a.m. and meet Non-Performing Asset (NPA) borrowers during this period. Branch staff, Business Correspondents (BCs), and recovery agents have been told to actively participate in the effort.

Each branch has also been assigned a specific recovery target to be achieved over the two days. Cluster head branch managers have been instructed to coordinate with their respective branches and ensure that the assigned targets are met. All branches must report recovery details by 4:00 p.m. and share photos and recovery figures by the following morning.

A video conference (VC) was also scheduled for 7:00 p.m. to discuss arrangements related to the drive.

The directive has received mixed responses within banking circles. Some believe this initiative is a proactive step aimed at improving loan recovery and reducing bad loans. Early morning drives may help reach borrowers who are often unavailable during regular banking hours. However, others have raised concerns that such drives could add pressure on employees, affecting their work-life balance and increasing stress.

Many feel that while the move may be effective for short-term results, frequent early drives might lead to employee fatigue. Overall, the initiative highlights Indian Bank’s focus on strengthening recovery performance, but experts suggest that such efforts should be implemented carefully, ensuring they do not negatively impact staff morale.

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