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ICICI Bank has opened a new branch at Laxmi Chowk, Brahmpura in Muzaffarpur, bringing more banking services closer to local residents. This is the bank’s eighth branch in the city and the tenth branch in the Muzaffarpur district. The new branch also features a 24×7 ATM, making cash withdrawals and deposits more convenient for customers at any time.
ICICI Bank Limited is an Indian multinational bank and financial services company headquartered in Mumbai with a registered office in Vadodara. ICICI Bank has a network of 6,613 branches and 16,120 ATMs across India. It also has a presence in 11 countries.
The branch was officially inaugurated by Dr. Mithilesh Kumar Jha, who is the Principal of Muzaffarpur Institute of Technology.
Banking Services Available at the New Branch
The new ICICI Bank branch offers a wide range of financial services, making it easier for people to manage their money under one roof. Here’s what customers can expect:
- Savings Accounts and Current Accounts
- Fixed Deposits (FDs) and Recurring Deposits (RDs)
- Loans: including home loans, personal loans, auto loans, gold loans, business loans, and education loans
- Remittance Services: send and receive money
- Card Services: get debit and credit cards for easy payments
- Locker Facility: for keeping valuable items safe within the branch
Branch Timings
The branch is open from 9:30 AM to 3:00 PM, Monday to Friday, and on the first, third, and fifth Saturdays of every month. It remains closed on Sundays and other Saturdays.
Special Feature: Tab Banking
One of the highlights of this new ICICI Bank branch is the Tab Banking facility. Through this service, bank staff can visit a customer’s home or office with a tablet device to provide banking services. With Tab Banking, customers can:
- Open a new account
- Start a fixed deposit (FD)
- Request a cheque book
- Get an e-statement
- Change their address in bank records
…and access nearly 100 different services without visiting the branch.
ICICI Bank’s Presence in Bihar
With this new branch, ICICI Bank continues to expand its reach in Bihar. The bank now has 160 branches and over 330 ATMs and Cash Recycling Machines (CRMs) across the state, helping customers access banking services more easily.
Multiple Ways to Access ICICI Bank Services
ICICI Bank provides customers with a multi-channel banking experience. You can access banking services through:
- Branches
- ATMs
- Call center
- Internet banking by visiting www.icicibank.com
- Mobile banking app
This expansion shows ICICI Bank’s commitment to making banking more accessible and convenient for people in Muzaffarpur and across Bihar.
ICICI Bank Results Q4 2025
ICICI Bank reported a 13.2% year-on-year increase in profit before tax excluding treasury, reaching ₹16,534 crore for the quarter ended March 31, 2025 (Q4 FY25). Core operating profit for the quarter rose by 13.7% to ₹17,425 crore, while profit after tax grew by 18.0% year-on-year to ₹12,630 crore. For the full year FY2025, profit before tax excluding treasury rose by 11.4% to ₹60,713 crore, and core operating profit increased by 12.5% to ₹65,396 crore. The bank’s profit after tax for the year stood at ₹47,227 crore, up 15.5% compared to the previous year.
- Profit before tax excluding treasury grew by 13.2% year-on-year to ₹ 16,534 crore (US$ 1.9 billion) in the quarter ended March 31, 2025 (Q4-2025)
- Core operating profit grew by 13.7% year-on-year to ₹ 17,425 crore (US$ 2.0 billion) in Q4-2025
- Profit after tax grew by 18.0% year-on-year to ₹ 12,630 crore (US$ 1.5 billion) in Q4-2025
- Profit before tax excluding treasury grew by 11.4% year-on-year to ₹ 60,713 crore (US$ 7.1 billion) in the year ended March 31, 2025 (FY2025)
- Core operating profit grew by 12.5% year-on-year to ₹ 65,396 crore (US$ 7.6 billion) in FY2025
- Profit after tax grew by 15.5% year-on-year to ₹ 47,227 crore (US$ 5.5 billion) in FY2025
- Consolidated profit after tax increased by 15.7% year-on-year to ₹ 13,502 crore (US$ 1.6 billion) in Q4-2025 and by 15.3% year-on-year to ₹ 51,029 crore (US$ 6.0 billion) in FY2025
- Total period-end deposits grew by 14.0% year-on-year to ₹ 16,10,348 crore (US$ 188.4 billion) at March 31, 2025
- Average deposits grew by 11.4% year-on-year to ₹ 14,86,635 crore (US$ 173.9 billion) in Q4-2025
- Average current account and savings account (CASA) ratio was 38.4% in Q4-2025
- Domestic loan portfolio grew by 13.9% year-on-year to ₹ 13,10,981 crore (US$ 153.4 billion) at March 31, 2025
- Net NPA ratio declined to 0.39% at March 31, 2025 from 0.42% at December 31, 2024
- Provisioning coverage ratio on non-performing loans was 76.2% at March 31, 2025
- Total capital adequacy ratio was 16.55% and CET-1 ratio was 15.94%, on a standalone basis, at March 31, 2025 after reckoning the impact of proposed dividend
- The Board has recommended a dividend of ₹ 11 per share for FY2025. The declaration and payment of dividend is subject to requisite approvals
The Board of Directors of ICICI Bank Limited (NSE: ICICIBANK, BSE: 532174, NYSE: IBN) at its meeting held at Mumbai today, approved the standalone and consolidated accounts of the Bank for the quarter ended March 31, 2025 (Q4-2025) and the year ended March 31, 2025 (FY2025). The statutory auditors have audited the standalone and consolidated financial statements and have issued an unmodified report on the standalone and consolidated financial statements for FY2025.
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