HDFC Bank’s share price saw a notable increase after the announcement of its strong Q4 results for FY25. The stock surged by more than 2% when trading opened on Monday, 21st April 2025, reaching a new all-time high of ₹1,950 on the BSE. However, by noon, the price adjusted slightly and was trading 1.06% higher at ₹1,927.20.
HDFC Bank Q4 FY25 Results
For the fourth quarter of FY25, HDFC Bank reported a net profit of ₹17,616 crore, reflecting a year-on-year (YoY) growth of 6.7%. The bank’s net interest income (NII) also showed a significant increase, growing by 10.3% YoY to ₹32,070 crore. The bank’s net interest margin (NIM), an important indicator of profitability, stood at 3.54% based on total assets and 3.73% based on interest-earning assets.
The bank also showed improvements in its asset quality. The gross non-performing assets (GNPAs) reduced to 1.33% by March 31, 2025, compared to 1.42% in the previous quarter, although still slightly higher than the 1.24% from the previous year. Net NPAs stood at 0.43% of net advances. Additionally, HDFC Bank’s board recommended a dividend of ₹22 per share for FY25, which is an encouraging sign for investors.
Analysts React Positively to HDFC Bank’s Performance
Several analysts were optimistic about HDFC Bank’s Q4 results, with many increasing their target prices for the stock. Emkay Global Financial Services’ Anand Dama praised the bank’s credit growth and stable core margins, noting that the easing of regulatory measures could benefit HDFC Bank moving forward. As a result, Emkay Global maintained a ‘Buy’ rating and raised the target price by 5%, now setting it at ₹2,200.
Nuvama Institutional Equities also shared a positive outlook, highlighting the bank’s strong performance in Q4 FY25, particularly its core net interest margin (NIM) and lower quarterly slippage. Nuvama reiterated their ‘Buy’ rating and raised their target price to ₹2,195 from ₹1,950.
HDFC Bank Stock Performance Overview
HDFC Bank’s share price has shown strong growth over various time periods. In the past month, the stock has gained 10%, and it has risen more than 18% over the past three months. Over the last year, the stock has appreciated by 27%, and in the last five years, it has delivered impressive returns of 110%. Currently, the bank’s share price stands at ₹1,927.20.
In summary, HDFC Bank’s strong Q4 results have driven its stock price higher, but analysts are divided on its future direction. While some remain positive about its growth prospects, others suggest that a pullback may be on the horizon. Investors should stay alert to market trends and consider strategic moves based on their risk tolerance.
