Fake Bank Officer arrested for doing credit card frauds in various accounts

The cyber cell team uncovered an interstate gang pretending to be bank officials, fraudulently acquiring confidential credit card information and withdrawing money from victims’ bank accounts.

Arrested Individuals:

1. Roshan, resident of RZ B-29 Part-3 Jain Colony DK Mohan Garden, Uttam Nagar, Delhi – Hall Address: A-54 Shobha City Sector 108, Police Station Rajendra Park Gurugram
2. Meenakshi, resident of B-1. -37 Street No-02 New Ashok Nagar Vasundhara Enclave, South East Delhi – Hall Address: 1-054 Sobha City Sector 108, Police Station Rajendra Park Gurugram

Modus Operandi: How Fraud was done

1. Obtaining Information: Accused obtained people’s credit card information, posing as bank officials using the Indicall app to generate a toll-free number from the back of the card.
2. VoIP Calls (Spoofing): Utilized WiFi to make VoIP calls to victims, manipulating the internet, and luring individuals into activating or deactivating CPP plans for bonus refunds.
3. Data Extraction: Extracted victims’ date of birth and OTP during the interaction, creating fake accounts on NoBroker’s website using credit card details.
4. Financial Transactions: Initiated rent payment requests through various means, transferring money to different bank accounts, and distributing the fraudulently obtained money among the gang members.

Scope and Impact

The cybercriminals have been operating since 2021, conducting cyber crimes across multiple states. Thousands of people fell victim to their scheme, resulting in financial profits of lakhs of rupees. Approximately Rs 14.15 lakh worth of transactions were traced in their accounts.

Legal Action

The cyber cell has registered a case against the accused under relevant sections, actively searching for other associates involved in the cybercrime activities.