Cyber Fraud in Gwalior: Bank Employee Loses Rs 1.26 Lakh After Sharing OTP on Fake Credit Card Call
In Gwalior, cyber fraudsters cheated a bank employee of ₹1.26 lakh. Ironically, the victim regularly advises customers not to share OTPs, yet she herself fell victim to a fraud call from a fake credit card company.
The victim, Neha Sharma, lives in the Sirol police station area and works at Madhya Pradesh Gramin Bank in Thatipur. On January 12, 2026, around 10:45 am, she received a call from an unknown number. The caller, a woman, claimed to be from a credit card company.
The caller told Neha that her credit card reward points were about to expire and could be redeemed. Believing the caller, Neha agreed to redeem the points. She then received an OTP and shared it with the caller.
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Soon after, the fraudsters withdrew ₹29,003 from Neha’s AU Bank credit card and ₹97,420 from her Axis Bank credit card. The total amount stolen was ₹1.26 lakh.
A short time later, AU Bank called Neha to confirm the transaction. Neha said she had not made any such payment, and the bank immediately blocked her card. Later, Axis Bank also confirmed an unauthorized OTP-based transaction of ₹97,420.
Neha then lodged a complaint with the cyber helpline number 1930. An e-zero FIR was registered and later transferred to the Sirol police station. Police are now investigating where the stolen money was transferred.
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In another incident, a retired DGM of Punjab National Bank in Aligarh has been defrauded of Rs.1.10 crore. Dinesh Kumar Sharma, a retired Deputy General Manager (DGM) from Punjab National Bank said, “Cyber fraudsters have been tricking me since November 2nd. Initially, they sent me a link on WhatsApp, urging me to invest money in the stock market.” Click here to read this news.
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