Central Bank of India Reports 15.65% Growth in Total Business in Q4 FY26, Business crosses Rs. 8 lakh crore mark
The Central Bank of India has released its provisional business figures for the fourth quarter (Q4) of the financial year 2025-26.
According to the report, the bank’s total business increased to ₹8,12,814 crore as of 31 March 2026. This shows a year-on-year growth of 15.65% and a quarter-on-quarter growth of 5.00%.
The bank’s total deposits rose to ₹4,67,885 crore, recording a 13.37% increase compared to last year and a 3.84% rise from the previous quarter. CASA deposits (Current Account Savings Account) stood at ₹2,20,886 crore, growing 9.80% year-on-year and 4.30% quarter-on-quarter. However, the CASA ratio slightly declined to 47.31%.
The bank’s gross advances reached ₹3,44,929 crore, showing a strong 18.90% growth compared to last year and a 6.61% increase over the previous quarter. The Credit-Deposit (CD) ratio improved to 73.88%, indicating better utilization of deposits for lending. The bank clarified that these figures are provisional and subject to audit by its statutory auditors.
Central Bank of India Business Figures March 2026
| Particulars | 31.03.2026 (Provisional)* | Y-o-Y Growth (%) | Q-o-Q Growth (%) |
|---|---|---|---|
| Total Business | 812814 | 15.65 | 5.00 |
| Total Deposits | 467885 | 13.37 | 3.84 |
| CASA Deposits | 220886 | 9.80 | 4.30 |
| CASA % | 47.31 | (160 bps) | 18 bps |
| Gross Advances | 344929 | 18.90 | 6.61 |
| CD Ratio % | 73.88 | 335 bps | 188 bps |
Central Bank of India Business Figures 2026 vs 2025
| Particulars | 31.03.2025 (Audited) | 31.12.2025 (Reviewed) | 31.03.2026 (Provisional)* | Y-o-Y Growth (%) | Q-o-Q Growth (%) |
|---|---|---|---|---|---|
| Total Business | 702798 | 774106 | 812814 | 15.65 | 5.00 |
| Total Deposits | 412697 | 450575 | 467885 | 13.37 | 3.84 |
| CASA Deposits | 201173 | 211773 | 220886 | 9.80 | 4.30 |
| CASA % | 48.91 | 47.13 | 47.31 | (160 bps) | 18 bps |
| Gross Advances | 290101 | 323531 | 344929 | 18.90 | 6.61 |
| CD Ratio % | 70.53 | 72.00 | 73.88 | 335 bps | 188 bps |
