Case filed against Union Bank Manager in Death Settlement Dispute

Shamli, Uttar Pradesh: A case of fraud has been reported in Silawar village, where farmer Sharan Veer Singh has accused a bank manager, a bank employee, and three other people of illegally transferring money from the account of his deceased sister-in-law. Following the court’s order, the Adarsh Mandi police have registered a case and started an investigation.

According to the complaint filed in court, Sharan Singh stated that his sister-in-law Savita passed away on May 4, 2021. Earlier, Savita’s son Prashant had died in April 2009, and after that, Prashant’s wife Sonia remarried a man named Neeraj in the same year. Sonia later gave birth to a daughter on February 20, 2010.

Savita had a savings account at Andhra Bank’s Silawar branch (now Union Bank of India). While opening the account, she had not nominated anyone as her legal heir. After Savita’s death, on May 25, 2021, Sonia, her husband Neeraj, and a woman named Kishori (resident of Dullhera, Muzaffarnagar), along with the then branch manager and an employee of Andhra Bank, allegedly conspired to show Kishori as an adult nominee. Using forged documents, they closed Savita’s account and transferred the funds into Kishori’s newly opened account, which was controlled by Sonia.

Sharan Singh alleged that he had repeatedly complained about the fraud to Adarsh Mandi police, but no action was taken. Later, he approached the court, which directed the police to register a case. Now, an FIR has been filed against Sonia, her husband Neeraj Raghuwanshi, Kishori, the former branch manager of Andhra Bank Silawar, and a bank employee.

The police have confirmed that an investigation has begun and further action will be taken soon.

This case clearly shows how vulnerable bank accounts can become when proper checks are ignored and even officials entrusted with responsibility misuse their position. Such frauds not only cause financial loss to families but also shake people’s trust in the banking system.

To prevent this, banks must adopt stricter verification processes, ensure that accounts of deceased persons are handled only after submission of genuine legal heir or succession certificates, and make higher-level approvals mandatory before closing or transferring such accounts.

At the same time, technology-driven alerts, stronger monitoring, and prompt police action on complaints are essential. Unless accountability and transparency are enforced at every step, such fraudulent practices will continue to exploit loopholes in the system.