Bank of India Loan Recovery Team Attacked in Farrukhabad, PRD Jawan Injured

In what should have been a routine loan recovery effort, a team from the Bank of India faced a violent attack in Farrukhabad, highlighting the growing challenges bank officials sometimes encounter while performing their duties. The incident took place near the Sai Dham Temple at Panchal Ghat, a usually peaceful area that turned chaotic in a matter of minutes.

What Happened?

The bank’s loan recovery team, led by the branch manager, had gone to collect a pending loan amount of approximately ₹4 lakh from a borrower in the area. Accompanying the team was a PRD jawan named Avnish, a resident of Rakabganj Khurd in the Maudarwaja locality. His role was to ensure security and maintain order during the visit. However, things did not go as planned.

As the team approached the location, they were confronted by individuals—believed to be the borrowers—who refused to pay the dues. What followed was a shocking turn of events. The accused allegedly caught hold of Avnish and assaulted him. The situation escalated so quickly that the bank manager and other team members had to flee the spot in their vehicle, leaving the injured jawan behind.

The Aftermath

Avnish was later taken to the hospital for medical examination. The police station under whose jurisdiction the incident falls—Qadri Gate police station—has registered the case and launched an investigation. Preliminary statements from Avnish suggest that the accused deliberately attacked the team to avoid repaying the loan.

This incident raises serious concerns about the safety of bank officials and staff engaged in fieldwork, especially in loan recovery. Bank personnel are increasingly facing resistance, and sometimes violence, while performing their duties. Though they operate within legal frameworks, such situations pose not only a professional hazard but a personal one too.

Why This Matters

Loan recovery is a critical part of any financial institution’s operations. Without it, banks would struggle to maintain financial health and continue lending. While many borrowers repay their dues responsibly, the occasional bad loan case can turn problematic, as this incident clearly shows.

The case also sheds light on the need for better support mechanisms and legal protection for recovery agents and officers. It emphasizes the importance of ensuring the safety of those working on the frontlines of the financial system.

What’s Next?

Authorities have assured that strict action will be taken against the accused. In the meantime, this incident should serve as a wake-up call for financial institutions to review their recovery strategies and for law enforcement to provide necessary backup when required.

Loan default is a serious issue—but violence is never the answer. Respecting the rule of law and engaging in peaceful resolutions must always be the priority, both for banks and for borrowers.