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{"sheet":"Sheet1","index":0,"n_rows":39,"n_cols":36,"rows_kept":39,"merged":[[1,1,1,3],[1,4,1,6],[1,7,1,9],[1,10,1,12],[1,13,1,15],[1,16,1,18],[1,19,1,20],[1,21,1,23],[1,24,1,26],[1,27,1,29],[1,30,1,32],[1,33,1,35],[3,4,5,4],[3,5,5,5],[3,6,5,6],[3,16,6,16],[3,17,6,17],[3,18,6,18],[3,21,5,21],[3,22,5,22],[3,23,5,23],[3,24,6,24],[3,25,6,25],[3,26,6,26],[3,30,5,30],[3,31,5,31],[3,32,5,32],[3,33,5,33],[3,34,5,34],[3,35,5,35],[7,1,7,3],[7,4,7,6],[7,7,7,9],[7,10,7,12],[7,13,7,15],[7,16,7,18],[7,19,7,20],[7,22,7,23],[7,27,7,29],[7,30,7,32],[7,33,7,35],[9,1,9,3],[9,4,9,6],[9,7,9,9],[9,10,9,12],[9,13,9,15],[9,16,9,18],[9,19,9,20],[9,21,9,23],[9,24,9,26],[9,27,9,29],[9,30,9,32],[9,33,9,35],[10,0,11,0],[10,1,11,3],[10,4,11,4],[10,5,11,6],[10,7,10,9],[10,10,11,12],[10,13,11,13],[10,14,11,15],[10,16,11,18],[10,19,10,20],[10,21,11,23],[10,24,10,26],[10,27,11,29],[10,30,10,32],[10,33,10,35],[11,8,11,9],[11,19,11,20],[11,24,11,26],[11,30,11,32],[11,33,11,35],[12,1,13,3],[12,4,13,6],[12,7,13,9],[12,10,13,12],[12,13,12,15],[12,16,13,18],[12,19,13,20],[12,21,12,23],[12,24,13,26],[12,27,13,29],[12,30,13,32],[12,33,13,35],[13,13,13,15],[13,21,13,23],[14,13,14,15],[14,19,14,20],[14,24,14,26],[14,27,14,29],[14,30,14,32],[14,33,14,35],[15,1,15,3],[15,4,15,6],[15,7,15,9],[15,10,15,12],[15,13,15,15],[15,16,15,18],[15,19,15,20],[15,21,15,23],[15,24,15,26],[15,27,15,29],[15,30,15,32],[15,33,15,35],[16,4,16,6],[16,7,16,9],[16,17,16,18],[16,19,16,20],[16,27,16,29],[17,1,17,3],[17,7,17,9],[17,10,17,12],[17,17,17,18],[17,19,17,20],[17,21,17,23],[17,24,17,26],[17,27,17,29],[17,30,17,32],[18,1,18,3],[18,4,18,6],[18,7,18,9],[18,10,18,12],[18,13,18,15],[18,16,18,18],[18,19,18,20],[18,21,18,23],[18,24,18,26],[18,27,18,29],[18,30,18,32],[18,33,18,35],[19,1,19,3],[19,4,19,6],[19,7,19,9],[19,10,19,12],[19,13,19,15],[19,16,19,18],[19,19,19,20],[19,21,19,23],[19,24,19,26],[19,27,19,29],[19,30,19,32],[19,33,19,35],[20,4,20,6],[20,7,20,9],[20,10,20,12],[20,14,20,15],[20,16,20,18],[20,19,20,20],[20,21,20,23],[20,24,20,26],[20,27,20,29],[20,30,20,32],[20,33,20,35],[21,1,21,3],[21,5,21,6],[21,16,21,18],[21,19,21,20],[21,27,21,29],[21,33,21,35],[22,1,22,3],[22,4,22,6],[22,8,22,9],[22,13,22,15],[22,16,22,18],[22,19,22,20],[22,21,22,23],[22,24,22,26],[22,27,22,29],[22,30,22,32],[22,33,22,35],[23,1,23,3],[23,4,23,6],[23,7,23,9],[23,10,23,12],[23,13,23,15],[23,16,23,18],[23,19,23,20],[23,21,23,23],[23,24,23,26],[23,27,23,29],[23,30,23,32],[23,33,23,35],[24,1,24,3],[24,4,24,6],[24,7,24,9],[24,10,24,12],[24,13,24,15],[24,16,24,18],[24,19,24,20],[24,21,24,23],[24,24,24,26],[24,27,24,29],[24,30,24,32],[24,33,24,35],[25,1,25,3],[25,4,25,6],[25,7,25,9],[25,10,25,12],[25,13,25,15],[25,16,25,18],[25,19,25,20],[25,21,25,23],[25,24,25,26],[25,27,25,29],[25,30,25,32],[25,33,25,35],[26,1,26,3],[26,4,26,6],[26,7,26,9],[26,10,26,12],[26,13,26,15],[26,16,26,18],[26,19,26,20],[26,21,26,23],[26,24,26,26],[26,27,26,29],[26,30,26,32],[26,33,26,35],[27,1,27,3],[27,4,27,6],[27,7,27,9],[27,10,27,12],[27,13,27,15],[27,16,27,18],[27,19,27,20],[27,21,27,23],[27,24,27,26],[27,27,27,29],[27,30,27,32],[27,33,27,35],[28,1,28,3],[28,4,28,6],[28,7,28,9],[28,10,28,12],[28,13,28,15],[28,16,28,18],[28,19,28,20],[28,21,28,23],[28,24,28,26],[28,27,28,29],[28,30,28,32],[28,33,28,35],[29,4,29,6],[29,16,29,18],[29,19,29,20],[29,21,29,23],[29,25,29,26],[29,27,29,29],[29,30,29,31],[29,34,29,35],[30,2,30,3],[30,4,30,6],[30,11,30,12],[30,13,30,14],[30,16,30,18],[30,19,30,20],[30,21,30,23],[30,25,30,26],[30,27,30,29],[30,30,30,31],[30,34,30,35],[31,2,31,3],[31,4,31,6],[31,7,31,9],[31,11,31,12],[31,13,31,15],[31,16,31,18],[31,19,31,20],[31,21,31,23],[31,25,31,26],[31,27,31,29],[31,30,31,31],[31,34,31,35],[32,4,32,6],[32,8,32,9],[32,14,32,15],[32,16,32,18],[32,22,32,23],[32,24,32,26],[32,27,32,29],[32,30,32,31],[32,33,35,35],[33,1,33,3],[33,4,33,6],[33,8,33,9],[33,10,33,12],[33,13,33,15],[33,16,33,18],[33,21,33,23],[33,27,33,29],[33,30,33,31],[34,4,34,6],[34,8,34,9],[34,13,34,15],[34,16,34,18],[34,24,34,26],[34,27,34,29],[34,30,34,31],[35,1,35,3],[35,4,35,6],[35,7,35,9],[35,10,35,12],[35,13,35,15],[35,16,35,18],[35,21,35,23],[35,24,35,26],[35,27,35,29],[35,30,35,32],[36,1,36,3],[36,4,36,6],[36,7,36,9],[36,10,36,12],[36,13,36,15],[36,16,36,18],[36,19,36,20],[36,21,36,23],[36,24,36,26],[36,27,36,29],[36,30,36,32],[36,33,36,35],[37,1,37,3],[37,4,37,6],[37,7,37,9],[37,10,37,12],[37,13,37,15],[37,16,37,18],[37,19,37,20],[37,21,37,23],[37,24,37,26],[37,27,37,29],[37,30,37,32],[37,33,37,35],[38,1,38,3],[38,4,38,6],[38,7,38,9],[38,10,38,12],[38,13,38,15],[38,16,38,18],[38,19,38,20],[38,21,38,23],[38,24,38,26],[38,27,38,29],[38,30,38,32],[38,33,38,35],[39,1,39,3],[39,4,39,6],[39,7,39,9],[39,10,39,12],[39,13,39,15],[39,16,39,18],[39,19,39,20],[39,21,40,23],[39,24,40,26],[39,27,41,29],[39,30,39,32],[39,33,39,35],[40,4,40,6]]}
["Amount in Lakh"]
[" Salary Product Features ","Bank of India",null,null,"Bank of Maharashtra",null,null,"Punjab National Bank",null,null,"Bank of Baroda",null,null,"Union Bank of India",null,null,"UCO Bank",null,null,"State Bank of India",null,"Indian Bank",null,null,"Canara Bank",null,null,"Punjab & Sind Bank",null,null,"Indian Overseas Bank",null,null,"Central Bank of India"]
[null,"Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","All other Cent. Govt. Employee","Royale\n(IAS, IPS & IFS)","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n","Group-C\n","Group-B\n","Group-A\n"]
["Personnal Accident Death Insurance",100,200,200,100,125,150,100,120,150,100,120,150,75,100,"100/ 150",100,120,150,100,130,75,120,150,100,120,150,100,100,120,100,100,125,100,120,150]
["Air Accident Insurance",200,200,200,{"$nulls":3},200,240,300,"100\n(additional)","120\n(additional)","150\n(additional)",100,200,200,{"$nulls":3},160,190,{"$nulls":6},120,120,180]
["Permanent Total Disability ","upto 100","upto 200","upto 200",{"$nulls":3},100,120,150,"upto 100","upto 120","upto 150","upto 75","upto 100","upto 100/ 150",{"$nulls":3},"upto 100","upto 130",{"$nulls":6},100,100,120]
["Permanent Partial Disability ","upto 50","upto 100","upto 100",50,62.5,75,"upto 50","upto 60","upto 75","upto 75","upto 90","upto 112","upto 75","upto 100","upto 75/ 150",{"$nulls":3},"upto 80","upto 110",37.5,60,75,{"$nulls":3},"upto 100","upto 100","upto 120","upto 80","upto 80","upto 100",50,60,75]
["ADD on Covers- Girls Child education/ marriage, Air/ Ambulnace chg, etc. ","Child Edu.- 10 Lakh upto 2 child\nGirl Child marriage- 10 lakh\nAir Ambulance- 10 lakh\nDeath after comma - 5 Lakh\n+ 4 more Add. Covers",null,null,"Girl marriage- upto10 lakh\nHigher Edu.- upto 10 Lakh\nBaggage Insurance - upto 1 lakh\nHospicash Rs. 500/ 1000 day, max 15dy\nGolder hour cashless treatment upto 1 lk",null,null,"Child Edu. : Male 8 lakh, Girl-10 lakh\n2 Girl Child Marriage - 5 lakh each\nAir Ambulance- upto 10 lakh\nCost of plastic surgery- max 10 lakh\n8 other misc. covers",null,null,"                               C  /  B / A\nGirl Child marriage-10/ 12/ 15\nHigher Education- 10/ 12/ 15\nOn duty cover - 25/ 30/ 37.5 ",null,null,"Child Edu.- 6 Lakh \nGirl Child marriage- 1 lakh\nAir Ambulance- 6 lakh\nRepatriation of mortal- 0.20 lk\nCost of plastic surgery- 2 lk + 2 more",null,null,"Girl marriage- 5 lakh for 2 child\nChild Edu.- 5 lakh for 2 child\nDeath cover for spouse 3 /5 lakh",null,null,"Child Edu.: 8/10 lk\nGirl marriage: 10 lk for 2\nAir Ambulance : 10 lk,\n  Plastic Surgery: 10 lakh, \n + 6 other covers",null,"-","Girl Mar.- 10 (B) / 15 (A)\nHigher Edu.-10 (B) / 15(A) Air Amb.- upto 10 lakh Rep. mortal- upto 5 lakh",null,{"v":45.5,"d":"45.50"},{"v":55.5,"d":"55.50"},{"v":55.5,"d":"55.50"},"Child Edu. :  upto 24 Lakh\n(6 lk for boy, 12 lk for girl), max. 2 child, Ambulance- Rs 3000\nRepartiation of mortal - Rs 15000\nAnti Terrorist/ naxal cover- 100 lakh",null,null,"Child Edu.- 5 Lakh \nGirl Child marriage- 5 lakh\n",null,null,"Girl marriage- 10 lakh for 1 child\nChild Edu.- 10 lakh for 1 child\nCost of Plastic Burn - 5 lakh\nDeath in Coma after Accident- 5lk\nAmbu./ Repatriation of mortal - 0.50 lk"]
["Term Life Insurance  - Bank Cost",10,15,15,10,12,16,5,8,12,10,12.5,15,10,20,20,8,10,10,10,20,5,10,10,10,15,20,5,8,11,6,8,10,5,10,15]
["Term Life Insurance  - A/c holder Cost","100 lakh, Premium based on age, policy term and payment term\n(8 K to 36 K/ Yr) (Star union Dai)",null,null,"Upto 100 lakh (Pramerica life)\nPrem.: 7 k to 63 K, based on age & amount of cover",null,null,"Upto 100 lakh (PNB Met life)\nUpto Rs 25 lk : 5458 / yrs\n25 lk to 100 lk : Rs 185/ lk +Gst",null,null,"100 lakh, prem. based on age & M/F, Prem.: Rs. 9 k to 81 k, \n(cover upto 80 yr age) [Max life]",null,null,"Upto 30 Lakh  [SUD LIC]\nPrem.: Rs. 148 to 802 per lakh ",null,null,"LIC: 25 lk or 100 lk, Prem based on age and period of cover, \nRs 4 k to 145 k p.a.+gst",null,null,"Up to 100 Lac, Prem. based on age, from Rs. 245 to 925 per lk+ GST",null,"Up to 100 lakh, Prem. Rs. 335 per lk. For age 18 to 60 yrs. (Condition apply)\n{excl. Police/ Def./ Paramilitary}",null,null,"Additional Cover Rs. 25 lakh\n@ 127 to 962 + gst per lakh, \nbased on age",null,null,"-",null,null,"Rs. 100 Lakhs (LIC)\nPrem.: 23K to 114K, \n(Based on age, M/F )",null,null,"Upto 200 Lakhs [Generali Cent. LIC]\n(Prem: 10 to 338K based on age/ cover) payment 10 yrs, cover 30yrs"]
["Wellness Program/ Benefits\nAnnual Health Checkup","Annual Preventive Health Check up\n(Self)",null,null,"Tele Consultations• Preventive Health Counselling with doctor• ","Tele Consultations• Eye Check-up Specialist Consultation•  Preventive Health Check-Up Pharmacy Discounts• Members Covered- 2 Adult",null,"Free Annual Health Checkup\nUnlimited Tele Consultation \nPAI 4 Lac",null,null,"Online tele consultaion from Practo for A/c holder and max. 6 family member",null,null,"Hospicash\n1000 / Day\nupto 30 Day","Hospicash\n3500 / Day\nupto 30 Day",null,"Aditya Birla bundle Welness- Free\nEligible members - 2, valid - 1 yr.\nConsultation-2, Health cheakup-1\nOPD+Lab-1K, Culfit Gym-40 ses/yr\nDiet consult.-12/yr., Pharmacy Dis.",null,null,"-",null,"Health Care Consultation  facility for A/c holder and 4 family member, via digital platform",null,null,"NA",null,null,"Preventive Health Checkup per year,  Unlimited teleconsultation cover, Unauthorized Digital Txn Cyber Cover- Rs. 25000 Annual, Daily Hospital cash - 2500 Per day [Max. 30 days per annum]",null,null,"Online Telecommunictaion for A/c holder. Spouse & Two Children",null,null,"-"]
[{"$nulls":7},"Hospicash Rs.1000/Day\nMax. 30 K","Hospicash\nRs.2000 / Day\nMax. 60 K",{"$nulls":10},"-",{"$nulls":4},"NA",{"$nulls":5},"Nil",null,null,"-"]
["Group Medical Insurance\n(cost by Bank/ A/c holder)","Base Plan for self  (Niva Bupa)\n Cover- Rs 2 lk. \nPrem.- Rs. 1999 + Gst\n\nTopup from Bajaj allianz, \n30 / 3 Lac @Rs. 2499 (2A+2C)\n(Multiple option in both plan)",null,null,"(Manipal Cigna health Ins.) \nBase plan :(2A+2C) Cost by A/c holder, cover =  Rs 5 / 10 lakh\nPremium: Rs. 6481 / 10111 +GST\n+ 1 option \n\nTop up : 30/3 lakh cover \nPremium: Rs. 2117+GST",null,null,"Base plan: A/c holder cost\nStar health: upto 10 lk (2A+2C)\nPrem. Rs. 12 k to 42 k \nBajaj All.: Rs 5 lakh (Ind./ 2A+2c)\nPrem.: 11 k to 17K\nTopup:  A/c holder cost [Care health]\nSI/ Dec:- 1A   -  2A  - 2A+1C - 2A+2C\n15/2 :-  1598  - 1742  - 1818   - 1978 \n30/3 :-  2012  - 2206  - 2311   - 2478",null,null,"Base Plan: Niva Bupa (2+2)\nCover: upto 10 Lk \nPrem: 6K to 54K (based on age & Cover) (More options)\nTopup: Niva Bupa (15/ 2 lk)\n Rs 1939\nStar Health (25/ 2lk ) Rs 1931\nmore options in plan",null,null,"1 lk cover (at bank cost) \n[Cover 2A+2C] ",null,null,"Base plan :Cost by A/c holder (Star health) (2A+2C), cover Rs 2 to 10 lk, Prem:  4k to 34 K, based on age & cover, \nCo Pay : 20% on heart/ cancer claims,\nAbove 60yrs- 10% of all claims\n Top up: 10 to 25/ 2- Prem: 4207 to 5960,\n10 to 25 /3 Prem. 2734 to 3874 \nMore options availabe",null,null,"Base Plan: Cost by A/c Holder, for self and family, SBI GIC [ 1 to 2+2 ]\nIns- Rs 2 to 5 lk.,\nPrem. : 2k to 11 k\n\nTopup : SBI GIC [1 to 2+2]\nSBI Gen. Cover Rs 10/2 to 50/5\nPrem.: Rs. 1521 to 5704",null,"2 Lk. (at bank cost)\n[Cover- A/c holder only]",null,null,"Base plan : A/c holder cost  [ 2+4 ]\nBajaj Allianz - Rs. 2 lk to 25 lk\nPrem based on age and amt of cover\nRs. 5 k to 135 K (age upto 70 yrs)\nTATA AIG - upto 30 lk (2+2)\nprem 11k to 40 K \nTop Up: Bajaj Alliaz (2+4)\nCover: 3 /2 to 50 / 20. Prem: 2k to 17K",null,null,"Base Plan: A/c holder cost\nCover : 2 lk to 25 lk (1+1+3)\nPrem: 8K to 90K (based on age & cover)\nTop up: UIICO\n 30/ 3  to 50/5 \n(1 A to 2A+2C)\nPrem. Rs 3340 to 15467 + Gst",null,null,"Base Plan: Multiple options\nNiva Bupa: 2 Lakh - Rs 3K (1 only)\nSBI GIC - Cover 5 to 20 Lakh\nPrem: 12 K to 64 K  (2+2)\nUniversal Sompo - Cover 5 to 15 lakh\nPrem.- 8 K to 78 K (2+2)\nPrem.- 14 K to 132 K (2+2+2)\nTop Up : Niva Bupa- Cover 15 / 2 \nPrem. Rs 899 to 2299 (1A to 2A+2C)",null,null,"Base Plan :  Account holder Cost\nCover: Rs 2 to 10 Lakhs \nBajaj Allianz [members upto 2+2] \nPrem: 4 K to 31 K\n\nNO Top up Plan"]
["Top-Up Group Medical Insurance\n(cost by A/c holder)",{"$nulls":12},"30 / 3 lac @ Rs 2117 + GST (2A+2C)\n[Manipal Cigna]",{"$nulls":7},"Top up cover A/c holder- 30 / 3 lakh\nOptions: 1A to 2A+2C \nPremuim: 1k to 2.5 k\n(Condition apply)"]
[]
["Minimum Balance ","Nil",null,null,"Nil",null,null,"Nil",null,null,"Nil",null,null,"Nil",null,null,"Nil",null,null,"Nil",null,"Nil",null,null,"Nil",null,null,"Nil",null,null,"Nil",null,null,"Nil"]
["Instant Overdraft ","2 month Gross Salary","3 month Gross Salary","6 month Gross Salary (Max.10 lk)","5 times of net salary (Max. 5 lakh)",null,null,"upto 2 time of avg. net monthly salary\nMax. 2 lakh, repayable in 23 months",null,null,"2 month N. salary, Max.1 lk.","last \nN. salary, Max 2 lk.","last N. salary, Max 3 lk.","90% of 1 month N.sal. (max 50K)","90% of 2 month N.sal. (max 2 lakh)","90% of 2 month N.sal. (max 5 lakh)","3 month net salary,\nUpto 2 Lakh","3 month net salary,\nUpto 3 Lakh",null,"-",null,"upto 1 month salary","upto 3 lakh","upto 5 lakh","2 Mon. N. Sal (max 1 lk) [N.Sal >50]","3 Mon. N. Sal (max 1 lk) ","3 Mon. N. Sal (max 2 lk) ","upto 4 time of Net Salary (Max 10 lakh)",null,null,"Upto 2 month Net Salary","Upto 2 month Net Salary","upto 3 months net salary","1 M. Gr Sal\n(Max. 70K)","1 M. Gr Sal.\n(Max. 1.2 lk)","1 M. Gr.Sal\n(Max. 2 lk)"]
["Sweep In -Out facility","> 1 Lakh\nmultiple of 25K",null,null,"> 100000\n(Rs 10000)","> 150000\n(Rs 10000)","> 200000\n(Rs 10000)","Threshold limit 35 K\nin multiple of 1K (min Fd 10K)",null,null,"Threshold limit 2.00 lakh\nin multiple of 10K",null,null,"> 75000\n(Rs 10000)","> 100000\n(Rs 10000)","> 200000\n(Rs 10000)","> 25000 in mul -tiple of  10K","> 50000\nin multiple of Rs 10000",null,"> Rs. 50,000\n Min 15K, thereafter in multiple of 5K",null,"Threshold limit 50 K\nin multiple of 10K",null,null,"> Rs. 100000\nin muliple of Rs 10000",null,null,"Threshold limit 25 K\nin multiple of 5K",null,null,"Threshold limit 1.00 lakh\nin multiple of 10K",null,null,">1 lakh  (10,000)",">1.50 lakh  (10,000)","> 2 lakh\n(10,000)"]
["IMPS/ RTGS/ UPI/ SMS Chg","Free",null,null,"Wavied",null,null,"Free",null,null,"Free",null,null,"Free",null,null,"Free (Online mode)/ SMS free",null,null,"Wavied",null,"Free",null,null,"Free",null,null,"Free",null,null,"Free",null,null,"Free"]
["Free Demand Draft ","Unlimited",null,null,"Nil Charges",null,null,"Available",null,null,"Free",null,null,"unlimited",null,null,"Free",null,null,"unlimited number of draft, if debited from salary A/c",null,"Yes",null,null,"Unlimited free [subj to max amt of avg. balance in account]",null,null,"Free",null,null,"Free",null,null,"5 per quarter, upto 2.00 lakh"]
["Free Cheque Book","25 / Qtr.","25 / Qtr.","Unlimited","100 p.a.",null,null,"Available",null,null,"Free",null,null,"60 p.a.","100 p.a.",null,"50 p.a.",null,null,"25 leaves per month",null,"Yes",null,null,"200 p.a.",null,null,"100 p.a.",null,null,"Free",null,null,"Unlimited free"]
["Concession in Locker Charges","100% - 1st yr. for A/B",null,null,"75% 1st yr then 50%","100% 1st yr \nthen 75%",null,"50% 1st yr (S)","100% 1st yr\nthen 50%(S)","100% 1st yr\nthen 75%(S)",{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.6,"d":"60%"},"25% for 5yrs","50 / 25%\n1-3 / 4-5 yrs","50 / 25%\n100 / 50%","100% 1st yr. only (S)",null,null,"50%, \nif net salary > 50000",null,"100% 1st yr\nthen 10%","100% 1st yr\nthen 15%","100% 1st yr\nthen 25%","50% 1st yr\nthen 5%","75% 1st yr\nthen 10%","100% 1st yr\nthen 15%","50% : Small / Medium (any one)",null,null,{"v":0.4,"d":"40%"},{"v":0.5,"d":"50%"},{"v":0.6,"d":"60%"},"25% (small locker)"]
["Concession in HL/ Car/ Education/ Personal loan Processing & Doc. charges","100%\nNo charges for legal , valuation chg.",null,null,"Processing- PL/ HL/ Car/ OD- 100%\nAccount handelling chg- 50%",null,null,"VL/HL/EL-100%\nPL - 25%","VL/HL/EL-100%\nPL - 50%",null,{"v":0.5,"d":"50%"},{"v":1,"d":"100%"},{"v":1,"d":"100%"},{"v":1,"d":"100%"},null,null,"HL & Car - 100% [Processing fee]",null,null,"HL-100%\nPL - 50%\nCar- 50% or min Rs 500",null,"100% on HL/ Car/ PL",null,null,"Processing -HL/VL/ EL - 100% \nProcessing - PL- 50%",null,null,"HL: Processing, Legal, Valuation-100% \nCar/ PL - Processing 100%",null,null,"100 % (exl. PL)",null,null,"100% [processsing charges]"]
["Concession in ROI on HL/ Car loan","HL- 0.10 %  , Car- 0.25 %\nEL- 0.25 % ,  PL- 2.75 %\n[Sub. to min rate] [Direct Lead]",null,null,"HL: upto 0.90%, Car: upto 0.40%\nPL : upto 1.00% , Edu : upto 0.50%\n[sub to floor rates & Cibil score]",null,null,"HL: upto 0.05%     VL: upto 0.10%\nEdu : @ 8.30 to 9.80%  \nPL - ROI offered @ 10.60% ",null,null,"HL/ EL- 0.10% , PL-0.50% \nCar- 0.30%  (for all Cibil > 701) \n(sub. to lowest rate in product)",null,null,"HL/ Car/ PL - upto 0.10% / 0.15%\nEdu - upto 0.40% / 0.50%\n(Add. upto 0.10% to Women Emp)",null,null,"HL & Car - 0.15%\nPL- 1.00%\n[sub. to floor rate ]",null,null,"HL- 0.10% (Sub. to floor rate) \nPL: Net Sal<=1lk - 1.00%\nPL: Net Sal>1 lk - 2.50%",null,"HL/ Edu./ PL - 0.10%  \nCar- at card (sub. to floor rate) \n(Condition apply)",null,null,"HL / VL- 0.05% for women\nEL- 0.50% for girl student\n100% wavier of legal & val.chg on takeover",null,null,"HL& Car : upto 0.20 / 0.25 / 0.30 % \nEdu : upto 1.35 / 1.45 / 1.55 %\n(Sub. to max BSP Component)",null,null,"Case to case basis",null,null,"        HL -    0     /  0.05    / 0.10 %\n       Car - 0.05   /  0.10    / 0.15 %\n       Edu - 0.25   /  0.50   /  0.50 %\n        PL - 1.00   /  1.25   /  1.50 %"]
["Concession in Demat AMC","Free without AMC",null,null,"AMC Wavied Off",null,null,"100% waived",null,null,"1st year AMC free",null,null,"No AMC for 1st yr [if N. Sal > 1.80 lk]",null,null,"Free opening and \n50% concession in AMC for 1st yr.",null,null,"1st yr wavied, 50% from 2nd yr onward",null,"NA",null,null,"-",null,null,"-",null,null,"-",null,null,"-"]
["Family Banking Benefit","Unlimited Free cheque book and SMS wavier",null,null,"Zero balance A/c \nFree Dr card for 1st yr\nFree 20 Cheque leaves",null,null,"Zero balance A/c upto 4 members,\nPAI of Rs 5.00 lakh (except minor) each within aggrigate PAI",null,null,"Zero Balance A/c Spouse \n+ 4 members, with life time free rupay platinum card",null,null,"Zero Balance A/c Spouse \n+ 4 members, PAI 2 lk",null,null,"Zero balance A/c for Spouse + 2 Child",null,null,"4 Family A/cs Zero Bal.\nPAI- 5 lac (except minor)\nFree RTGS/ DD / Debit card",null,"Zero Balance A/c for spouse and minor child",null,null,"Zero balance Family A/c for \nSpouse + 1 / 2 Childs",null,null,"-",null,null,"Yes",null,null,"-"]
[]
["Wavier in Debit Card AMC ","Free",null,null,"Nil ",null,null,"Free",null,null,"Free",null,null,"Free",null,null,"Free",null,null,"Free",null,"Free",null,null,"Waived",null,null,"Rupay Platimun - Nil\nRupay Select- Nil for salary above 1 Lk",null,null,"Free",null,null,"Free"]
["Free ATM TXN (in a month)","Own- unlimited\nOther - 5 / month",null,null,"Own: Free\nother:3 or 5/month (Non Metro/ Metro)",null,null,"Free at own and other banks ATM",null,null," 3/ 5 (Metro/ Non Metro)",null,null,"Unlimited Free",null,null,"Own- unlimited\nOther - 3 /month",null,null,"Own- unlimited\nOther - 10 / month",null,"Own- unlimited\nOther - 5 /3 month (Non Metro/ Metro)",null,null,"Own: Unlimited\nother: 5 /3 month (Non Metro/ Metro)",null,null,"3/ 5 (Metro/ Non Metro)",null,null,"Unlimited Free",null,null,"Own- unlimited\nOther - 5 month"]
["Debit Card Variant","Rupay Platinum","Rupay \nSelect","Rupay \nSelect","Rupay Select",null,null,"Rupay Select\nExcel","Rupay Select\nOptima","Rupay Select Imperial","Rupay Platinum","Rupay \nSelect","Rupay \nSelect","Rupay\n Select","Rupay\n Select","Rupay Select\n/ Elite Metal ","Rupay Select",null,null,"Net Sal.< 1 lk- Rupay Platinum\nNet Sal. > 1 lk - Rupay Select ",null,"Rupay \nSelect",null,null,"Rupay Platinum","Rupay Select",null,"Either- Rupay Platinum / Select",null,null,"Rupay Platinum",null,"Rupay\n Select","Rupay Platinum","Rupay Select"]
["Airport Lounge Access on ATM","Dom 1 / yr\nInt. 1/ yr","Dom. 1 / qtr\nInt. 2/ yr",null,"Dom- 2/qtr\nInt. - 2/ Yr\n*Subject to NPCI guidelines",null,null,"Dom 1 / HY\nInt. 1/ HY","Dom 1 / qtr\nInt. 1/ qtr","Dom 2 /qtr\nInt. 1/ qtr","Dom- 1/ yr","Dom - 1 / qtr.\nInt. - 2 / yr.",null,"Dom 1 / qtr.\nInt. 2/ yr.",null,"Dom 1 /qtr\nInt. 2/ yr\nMetal (N.Sal > 1.80)  4 / 4","Dom. - 1 / qtr\nInt. - 2 / yr.",null,null,"Platinum- N. Sal< 50k -Dom-1/Qtr.\nN. Sal = 50 k to 1 lk- Dom-2/Qtr.\nSelect - Dom-3/Qtr & Int-3/yr.",null,"Dom 1 / qtr\nInt. 2/ yr",null,null,"Dom -1/yr.\nInt. - 1/Yr.","Dom - 1 / qtr.\nInt. - 2 / yr.",null,"Platinum : Dom.-1 / qtr. & Int. - 1/ yr.\nSelect :  Dom.- 1 / qtr. & Int. - 2/ yr.\n(Platimum Dom. Subj of 5K spent)",null,null,"Dom- 1/ qtr\nInt. - 1/ Yr.",null,"Dom- 2/ qtr\nInt. - 2/ Yr","Dom- 1/qtr\nInt. - 2/ yr.\n(min spent 5K)","Dom. - 1 / qtr.\nInt. -  3 / yr."]
["Other Benefit on ATM","PAI 2 Lakh","Gym/ Spa/ Golf/ health chekup/ PAI-10 lk / OTT",null,"PAI-10 lk./ Health Checkup/ Gym/ Golf/ SPA/ OTT/ Merchant offers\n*Subject to prevailing NPCI guidelines",null,null,"PAI: 10 lakh, 10-12 vouchers- Gym/ SP/ Blinkit/ pharmacy etc. ",null,null,"PAI-2 lk","PAI 10 lk./ Ftiness/ OTT/ SPA/ GOLF",null,"Health chekup/Gym/OTT /SPA / Baggage loss/ Golf\nMetal- add. vouchers",null,null,"PAI- upto 10 lakh, health checkup, OTT, Gym, SPA, Golf ",null,null,"PAI, AAI, purchase protection, \nVouchers, OTT\nSelect- +SPA/GYM/Golf/Helath checkup",null,"PAI-10, Health checkup, OTT, GYM. Golf. SPA (as per NPCI guidelines)",null,null,"PAI 2 Lakh,\nBaggage Ins,\nReward,","Gym/ Spa/ Golf/ health chekup/ PAI-2 lk / OTT",null,"Platimum: as per NPCI\nSELECT: PAI / OTT",null,null,"as per card network provider",null,"Gym/ Spa/ Golf/ OTT/ heath checp up/ offers","PAI/ Merchant offers","Health chekup/Gym/OTT /SPA /Baggage loss/ Golf/ Pharmacy/ Merchants offers"]
["Credit Card Variant","Bharat Platinum ","Select","Select","BoM-SBI co branded cards- 3 variant\nSimply / Prime / Elite",null,null,"Rupay Platinum","Rupay Select",null,"Rupay Easy","Rupay \nPremier","Rupay \nEterna","Rupay Platinum/\nDivaa","Unicorn / Divaa (Women) G. Sal  >5.00 lk p.a.",null,"SBI- Simply Save / prime/ Elite",null,null,"3 variant\nSimply/ prime/ Elite","AURUM","Visa Platinum","Visa Platinum / \nRupay Select",null,"all variant will be issued free of cost",null,null,"SBI Credit Card \nSBI Simple Save/ Prime/ Elite",null,null,"Rupay Platinum",null,"Rupay\n Select","Bank don’t have credit card Facility.\nNo tie-up Credit Card at present\n"]
["Credit Card Facility Charges","Wavied",null,null,"Chargable p.a.\nWavied / 2999 / 4999 +taxes",null,null,"Nil","Nil",null,"Wavied",null,null,"Platinum - As per chg\nDivaa - wavied if annual spend >30K\nUnicorn - wavied if annual spend > 3 lk\nAMC Wavied if N. Sal > 1.80 lk",null,null,"Chargable p.a.\n499/ 2999 / 4999 +taxes",null,null,"499 to 4999+gst\n(wavied annual spend 50k to 5lk)","9999+GST\n(Wavied annual spending Rs 6 lk)","AMC- Rs 250 Charges",null,null,"25% wavier in AMC","50% wavier in AMC","100% wavier in AMC"," Rs.499 (Simply) / 1499 (Prime) /\n  4999 (Elite)",null,null,"25% wavier",null,"100 % wavier "]
["Airport Lounge Access on Cr. Card- per Quarter","Dom 4 / yr\nInt. 2/ yr","Dom 2 /qtr\nInt. 2/ qtr","Dom 2 /qtr\nInt. 2/ qtr","Dom- 0 / 8 / 8 / yr.\nInt. -  0 / 4 / 6 / yr.",null,null,"Dom 1/ Qtr\nInt. 1/ yr","Dom 2 /qtr\nInt. 2/ yr.",null,"-","Dom-1/qtr\n(>20k/qtr)","Dom-unlimited\n(>40k/qtr)","Platinum - Nil \nDivva & Unicorn : \nDom 2 /qtr  & Int. 2/ yr",null,null,"Dom- 0 / 8 / 8 / yr.\nInt. -  0 / 4 / 6 / yr.",null,null,"N. Sal > 50K\nDom-2 / qtr\nInt.  -4 / yr.","Dom.- 4 /qtr.\nUnlimited Int. membership","Dom 2 / qtr\nInt. 2/ yr","Dom 2 / qtr\nInt. 2/ yr","Dom 2 / qtr\nInt. 2/ yr","Dom - 2 / qtr.\nInt. - 2 / yr.",null,null,"Dom. -2 (Prime & Elite) /qtr\nInt. - 4 (Prime) 6 (Elite) / yr.",null,null,"Dom- 1/ Qtr.\nInt. - 1/ Yr",null,"Dom- 2/ Qtr.\nInt. - 2/ Yr"]
["Other Benefit on Card","PAI 2-10 Lac / Health chekup/ Vouchers- Grocery/online platform/ rewards etc",null,null,"Welcome gift vouchers, priority pass, reward points, movie tickets etc",null,null," Health chekup/ OTT/ PAI /\nVouchers- UBER/OLA/ Swiggy/ Gana",null,null,"PAI 10 lk / Air Acident* 100 lk/\nRewards/ movie/ travel/ fuel surcharge wavier 1%",null,null,"PAI-10 Lakh,  reward point, OTT, SPA, vouchers, 1% wavier of surcharge on fuel",null,null,"Welcome gift vouchers, priority pass, reward points, movie tickets etc",null,null,"Gift vouchers/ rewards/ surcharge wavier","AAI- 3.5 Cr./Spa/ Golf/ Fraud Cover / Movie/ rewards","As per NPCI guidelines",null,null,"AAI- 8 lk self/ 4 lk spouse\nPAI - 4 lk self/ 2 lk spouse\nBaggage ins upto 25K",null,null,"Club Vistara sliver/ Movie tkt/ reward points/ membership",null,null,"Fue surcharge wavier, loyalti points, merchant offers"]
["Other ","Cyber Fraud Insurance\nMB / IB / UPI -10 lakh\nAadhaar EPS- 0.50 lakh\n \n",null,null,"Pensioner A/c PAI upto 60 Lk, Term Life upto 8 Lk. Wellness program,  many more benfits",null,null,"-",null,null,"-",null,null,"Relationship Manager for Group A,\nPriority Desk at call centre for group A & B Employees",null,null,"UCO Rewards loyalty Program",null,null,"-",null,"-",null,null,"-",null,null,"-",null,null,"-",null,null,"-"]
["Details of the Product","https://financialservices.gov.in/beta/sites/default/files/2025-12/BOI.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/BOM.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/PNB.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/BOB.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/UBI.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/UCO.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/SBI.pdf",null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/Indian.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/Canara.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/P-SB.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/IOB.pdf",null,null,"https://financialservices.gov.in/beta/sites/default/files/2025-12/CBI.pdf"]
["Link to Bank's website","https://bankofindia.bank.in/boi-elite-salary-account ",null,null,"https://bankofmaharashtra.bank.in/cg-pride",null,null,"https://pnb.bank.in/Salary-Saving-Scheme-for-Central-Government-Employees.html",null,null,"https://bankofbaroda.bank.in/personal-banking/accounts/salary-accounts/bob-central-government-employees-salary-package",null,null,"https://icmt.unionbankofindia.bank.in/cge_salaryaccount.html",null,null,"https://www.uco.bank.in/salary-account-package-for-central-government-employees-sapcg",null,null,"https://sbi.bank.in/web/salary-account/central-government-salary-package",null,"https://indianbank.bank.in/departments/central-govt-employees-salary-account-package/",null,null,"https://canarabank.bank.in/pages/central-government-employees-salary-package",null,null,"https://punjabandsind.bank.in/content/central-government-employees-salary-account",null,null,"https://www.iob.bank.in/Special-Salary-Account-Central-Government-Employees",null,null,"https://centralbank.bank.in/en/Cent%20Prestige-Salary-Account-for-Central-Govt.Employees"]