Net Profit of PNB crosses Rs.5,000 Crore, Check Financial Results

Punjab National Bank (PNB) has crossed Rs.5000 crore net profit as of December 2025 Quarter. The financial results are as follows:

• Net Profit increased Y-o-Y by 13.1% to ₹5,100 Crore in Q3 FY’26 as against ₹4,508 Crore in Q3 FY’25.
• Return on Assets (RoA) improved to 1.06% in Q3 FY’26 from 1.03% in Q3 FY’25.
• Operating Profit increased Y-o-Y by 13.0% to ₹7,481 Crore in Q3 FY’26 as against ₹6,621 Crore in Q3 FY’25.
• GNPA ratio improved by 90 bps on Y-o-Y basis to 3.19% as on December’25 from 4.09% as on December’24.
• NNPA ratio improved by 9 bps on Y-o-Y basis to 0.32% as on December’25 from 0.41% as on December’24.
• Provision Coverage Ratio (including TWO) improved by 22 bps on Y-o-Y basis to 96.99% as on December’25 from 96.77% as on December’24.
• Book value per share increased to ₹114.09 in Q3 FY’26 from ₹102.02 in Q3 FY’25, marking a Y-o-Y growth of 11.83%.
• Earnings per share rose to ₹4.44 in Q3 FY’26 from ₹3.92 in Q3 FY’25, reflecting a Y-o-Y growth of 13.27%.
• Global Business grew by 9.5% on Y-o-Y basis to ₹28,91,528 Crore as on December’25 from ₹26,39,991 Crore as on December’24.
• Global Deposits registered a growth of 8.5% on Y-o-Y basis to ₹16.60 Lakh Crore as on December’25 from ₹15.30 Lakh Crore as on December’24.
• Global Advances increased by 10.9% on Y-o-Y basis to ₹12.31 Lakh Crore as on December’25 from ₹11.10 Lakh Crore as on December’24.
• RAM Advances grew by 11.0% on Y-o-Y basis to ₹6.62 Lakh Crore as on December’25 from ₹5.96 Lakh Crore as on December’24.
• CD Ratio stood at 74.2% as on December’25 as against 72.6% in December’24.
• CRAR improved to 16.77% as on December’25, up from 15.41% in December’24, reflecting an increase of 136 basis points.