Bank Locker Rules RBI: Download SBI, PNB, BOB, HDFC, ICICI Bank Locker Guidelines RBI Circular PDF

If you are a Bank Customer, then this article is very important for you. In this article, we will provide a lot of valuable information to your regarding Bank Lockers. We will tell you about Bank Lockers – KYC, Locker Agreement, Locker rent, Nomination Facility, Settlement of Claims in case of death of a Customer, Access to the articles in the safe deposit lockers/ return of safe custody articles, Discharge of locker contents at the request of customer, Inoperative Bank Locker, Compensation Policy / Liability for Banks, Locker Operations. You can check below the official guidelines regarding Bank Locker issues by RBI and download official Bank Locker Rules, Regulation, Guidelines PDF by RBI.

Bank Locker Rules, Regulation, Guidelines PDF by RBI

• Download Bank Locker Rules, Guidelines RBI PDF
• Know How much compensation Customers get if Bank Locker gets looted or theft?

What is covered in RBI Bank Locker Rules PDF

Customer Due Diligence for Lockers

• Customer Due Diligence

Locker Allotment

• Model Locker Agreement
• Locker Rent

Infrastructure and Security Standards

• Security of the Strong Room/Vault
• Locker Standards

Locker Operations

• Regular Operations by Customers
• Internal Controls by Banks

Nomination Facility and Settlement of Claims

• Nomination Facility
• Settlement of Claims in Case of Death of a Customer
• Access to Articles in Safe Deposit Lockers/Return of Safe Custody Articles

Closure and Discharge of Locker Items

• Discharge of Locker Contents at the Request of Customer
• Attachment and Recovery of Locker Contents/Articles by Law Enforcement Authorities
• Discharge of Locker Contents Due to Non-Payment of Locker Rent
• Discharge of Locker Contents if Locker Remains Inoperative for a Long Period

Compensation Policy / Liability for Banks

• Liability of Banks
  • Liability for Loss/Damage Due to Natural Calamities or Customer Negligence
  • Liability for Events like Fire, Theft, Burglary, Robbery, or Fraud by Bank Employees

Risk Management, Transparency, and Customer Guidance

• Branch Insurance Policy
• Insurance of Locker Contents by the Customer
• Customer Guidance and Publicity
• Board-Approved Policies and SOPs

Guidelines applicable for all Banks in India

The bank locker guidelines mentioned in the PDF are applicable to all the banks in India.

List of Private Sector Banks in India

• Axis Bank Ltd.
• Bandhan Bank Ltd.
• CSB Bank Limited
• City Union Bank Ltd.
• DCB Bank Ltd.
• Dhanlaxmi Bank Ltd.
• Federal Bank Ltd.
• HDFC Bank Ltd.
• ICICI Bank Ltd.
• IndusInd Bank Ltd.
• IDFC FIRST Bank Limited
• Jammu & Kashmir Bank Ltd.
• Karnataka Bank Ltd.
• Karur Vysya Bank Ltd.
• Kotak Mahindra Bank Ltd.
• Nainital Bank Ltd.
• RBL Bank Ltd.
• South Indian Bank Ltd.
• Tamilnad Mercantile Bank Ltd.
• YES Bank Ltd.
• IDBI Bank Limited

List of Local Area Banks (LAB)

• Coastal Local Area Bank Ltd
• Krishna Bhima Samruddhi LAB Ltd

List of Small Finance Banks (SFB)

• Au Small Finance Bank Ltd.
• Capital Small Finance Bank Ltd
• Equitas Small Finance Bank Ltd
• ESAF Small Finance Bank Ltd.
• Suryoday Small Finance Bank Ltd.
• Ujjivan Small Finance Bank Ltd.
• Utkarsh Small Finance Bank Ltd.
• North East Small Finance Bank Ltd
• Jana Small Finance Bank Ltd
• Shivalik Small Finance Bank Ltd
• Unity Small Finance Bank Ltd

List of Payments Banks (PB)

• Airtel Payments Bank Ltd
• India Post Payments Bank Ltd
• FINO Payments Bank Ltd
• Paytm Payments Bank Ltd
• Jio Payments Bank Ltd
• NSDL Payments Bank Limited

List of Public Sector Banks in India

• Bank of Baroda
• Bank of India
• Bank of Maharashtra
• Canara Bank
• Central Bank of India
• Indian Bank
• Indian Overseas Bank
• Punjab & Sind Bank
• Punjab National Bank
• State Bank of India
• UCO Bank
• Union Bank of India

List of Financial Institutions in India

• National Bank for Agriculture and Rural Development
• Export-Import Bank of India
• National Housing Bank
• Small Industries Development Bank of India

List of Regional Rural Banks in India

• Assam Gramin Vikash Bank
• Andhra Pradesh Grameena Vikas Bank
• Andhra Pragathi Grameena Bank
• Arunachal Pradesh Rural Bank
• Aryavart Bank
• Bangiya Gramin Vikash Bank
• Baroda Gujarat Gramin Bank
• Baroda Rajasthan Kshetriya Gramin Bank
• Baroda UP Bank
• Chaitanya Godavari GB
• Chhattisgarh Rajya Gramin Bank
• Dakshin Bihar Gramin Bank
• Ellaquai Dehati Bank
• Himachal Pradesh Gramin Bank
• J&K Grameen Bank
• Jharkhand Rajya Gramin Bank
• Karnataka Gramin Bank
• Karnataka Vikas Gramin Bank
• Kerala Gramin Bank
• Madhya Pradesh Gramin Bank
• Madhyanchal Gramin Bank
• Maharashtra Gramin Bank
• Manipur Rural Bank
• Meghalaya Rural Bank
• Mizoram Rural Bank
• Nagaland Rural Bank
• Odisha Gramya Bank
• Paschim Banga Gramin Bank
• Prathama U.P. Gramin Bank
• Puduvai Bharathiar Grama Bank
• Punjab Gramin Bank
• Rajasthan Marudhara Gramin Bank
• Saptagiri Grameena Bank
• Sarva Haryana Gramin Bank
• Saurashtra Gramin Bank
• Tamil Nadu Grama Bank
• Telangana Grameena Bank
• Tripura Gramin Bank
• Uttar Bihar Gramin Bank
• Utkal Grameen Bank
• Uttarbanga Kshetriya Gramin Bank
• Vidharbha Konkan Gramin Bank
• Uttarakhand Gramin Bank

List of Foreign Banks Having Banking Presence in India

• AB Bank Ltd.
• American Express Banking Corporation
• Australia and New Zealand Banking Group Ltd.
• Barclays Bank Plc.
• Bank of America
• Bank of Bahrain and Kuwait B.S.C.
• Bank of Ceylon
• Bank of China Limited
• Bank of Nova Scotia
• BNP Paribas
• Citibank N.A.
• Cooperatieve Rabobank U.A. / Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.
• Credit Agricole Corporate and Investment Bank
• CTBC Bank Co., Ltd.
• DBS Bank India Limited
• Deutsche Bank A.G.
• Doha Bank Q.P.S.C
• Emirates NBD Bank P.J.S.C
• First Abu Dhabi Bank PJSC
• FirstRand Bank Limited
• Hong Kong and Shanghai Banking Corporation Limited
• Industrial and Commercial Bank of China
• Industrial Bank of Korea
• J.P. Morgan Chase Bank N.A.
• JSC VTB Bank
• KEB Hana Bank
• Kookmin Bank
• Mashreq Bank P.S.C
• Mizuho Bank Ltd.
• MUFG Bank, Ltd.
• Nong Hyup Bank
• NatWest Markets Plc
• PT Bank Maybank Indonesia TBK
• Qatar National Bank (Q.P.S.C.)
• Sberbank
• SBM Bank (India) Limited
• Shinhan Bank
• Societe Generale
• Sonali Bank Ltd.
• Standard Chartered Bank
• Sumitomo Mitsui Banking Corporation
• UBS AG
• United Overseas Bank Limited
• Woori Bank