Ayushman Vaya Vandana Card: Rs.5 lakh Free Health Coverage for Senior Citizens, Apply Online Link
The Government of India has launched a useful health coverage scheme for senior citizens who are 70 years and older. This new scheme Ayushman Vaya Vandana Health Card scheme is highly beneficial for senior citizens. The Ayushman Vaya Vandana Card is a new health insurance benefit introduced under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) by Prime Minister Narendra Modi. It provides free health insurance coverage to all senior citizens in India who are 70 years and older, regardless of their financial background.
Key Features and Benefits
- New Distinct Card: Eligible senior citizens aged 70 and above will receive a new, distinct card under the AB PM-JAY scheme.
- Top-Up Coverage: Senior citizens within families already covered by AB PM-JAY will receive an additional top-up cover of up to Rs 5 lakh per year. This top-up will be for them, and they will not have to share it with other family members under the age of 70.
- Family Coverage: Senior citizens who are not part of an existing AB PM-JAY family coverage will be provided with a cover of up to Rs 5 lakh per year on a family basis.
- Choice of Schemes: Senior citizens who are already benefiting from other public health insurance schemes like the Central Government Health Scheme (CGHS), Ex-Servicemen Contributory Health Scheme (ECHS), or Ayushman Central Armed Police Force (CAPF) have the option to either continue with their current scheme or opt for AB PM-JAY.
- Eligibility with Private Insurance: Senior citizens who are covered by private health insurance policies or the Employees’ State Insurance scheme are also eligible to benefit from AB PM-JAY.
How to apply for Ayushman Vaya Vandana Card?
To get the Ayushman Vaya Vandana Card, eligible seniors must register on the official PM-JAY website. If they already have an Ayushman Bharat card, they need to complete an eKYC process to activate the new card. Click here to Apply.
About the Ayushman Bharat Scheme
The Ayushman Bharat scheme provides health coverage of ₹5 lakh per family each year to around 55 crore beneficiaries, covering the poorest 40% of India’s population. These services are available at over 29,000 hospitals across the country. The Ayushman Vaya Vandana Card is a major step forward in supporting India’s elderly population, ensuring they receive necessary medical care without financial stress.
